Loan Process

Learn more about our home loan assistance.

We will offer you a choice of lenders and products, negotiate the best deal and take care of all the paperwork for you.

The 7 Simple Steps

The Seven Simple Steps to obtaining your mortgage loan are:

1.Your Requirements and Goals

Call or meet in person to update us on your current financial situation. Tell us about your needs - what you actually want from your mortgage loan, what key features are important to you.

2. Review & Collect Documents

We will begin to review your information, check your borrowing eligibility. Once we know what you want from your home loan, it is important to understand your financial position to ensure that you are eligible for these products and for us to give you the best possible advice. We also need to collect from you supporting documents so we can examine your application for financing. All data you provide will be kept secure and confidential.

3. Present Loan Options

After you have provided all the relevant information, we analyse your results and search for the loan that best fits your needs. We will present you with a few loan options with direct comparison of the key features to choose from. We will help you to choose the loan suitable to your objectives and needs.

4. Pre-approval

Once you've chosen the lender we will assist you with loan application completion and submit loan application on your behalf. We will contact you throughout the process to keep you up to date on the status of your application. After assessment completed you will receive a written confirmation by the lender - conditional approval.

5. Approval

Once you have found a property to purchase or to build, the lender will arrange the property valuation. After property valuation completed and all other conditions are met, the lender will issue an Unconditional approval.

6. Mortgage Documents

After formal approval received, the lender will send to you loan documents to sign. We are always available to assist you with mortgage documents signing.

7. Payment

Finally, the mortgage money is disbursed when you purchase the property or refinance.

Contact us for more information

Call us on 0421 235 536 or email us on info@homefinancechoice.com.au